Salary-backed Loan
Secure fixed-rate loans for private and public employees and retirees
GOOD VALUE
The guaranteed installment never exceeds 20% of salary or pension.
CONVENIENT
Reimbursement directly to your paycheck or pension statement.
FULL DIGITAL
The process can be completed totally online via digital signature. You can get liquidity in just a few clicks with your PC or smartphone.
In brief
Amount
Customizable up to €75,000
Term
Up to 120 months (10 years)
Guarantee
No guarantor is required when applying for a salary-backed loan transfer
What is a salary-backed loan transfer?
It is a guaranteed loan: your installment will be fixed and will not exceed one-fifth (20 percent) of your salary or pension, and your employer or pension provider will repay it by deducting it from your paycheck. You will also be able to obtain large amounts through repayment over up to 10 years, and your application will be evaluated even if you have had financial mishaps in the past.
Who is it for?
Dedicated to government, public, and private employees and pensioners, italians and foreigners, resident in Italy.
Learn about delegation of payment
Delegazione di pagamento
A Delegation Loan is a loan dedicated exclusively to permanent, tenured employees. Since this salary is a loan, any worker can take out the Delegation Loan by agreeing to pay it off, delegating the Bank to withhold a portion of his or her salary, equal at most to 1/5.
Banca Progetto is near you with agents nationwide
The professionalism and experience of the Banca Progetto team is one of the main strengths on which we have built the company we represent today: in this regard, our sales network is composed exclusively of employees registered with the OAM (Organismo degli Agenti e dei Mediatori [agents and brokers body]), who are able to provide the Customer with qualified advice.
