LIQUIDITY Project

Professionalism and experience serving businesses in need of liquidity for business-related financial needs. With an additional service: the opportunity to rely on the Dynamic Discounting platform designed and managed by FinDynamic.

CONCRETE

We accompany businesses in their growth by supporting investments.

RAPID

Processing and disbursement procedures are among the most streamlined in Italy

INTEGRATED

The offer also consists of an (optional) advisory support service on Tax Credits

In brief

Amount

Amount €5,000,000 * larger amounts may be defined following Bank inquiry

Term

Up to 120 months (10 years)

Purpose

Liquidity

Guarantee

Central Guarantee Fund or SACE (Special Export Credit Insurance)

What's the LIQUIDITY Project?

Loan with installment repayment plan, intended to finance inventory building and other short/medium/long-term financial needs related to the company's business. The loan is for businesses with registered offices in Italy.

Who is it for?

Banca Progetto's offer is dedicated to Italian SMEs, businesses that have less than 250 employees and whose annual turnover does not exceed €50 million OR whose total annual balance sheet does not exceed €43 million.

Add Dynamic Discounting to your loan

Banca Progetto's first-of-its-kind SME supply chain support program enables corporate customers to receive customized loans. Through Dynamic Discounting, the corporate customer offers suppliers the option of requesting early collection of invoices before the due date for a discount that varies "dynamically" based on the days of advance payment.

What is Dynamic Discounting?

The FinDynamic service aims to help customers financially support their suppliers. This is a system that allows you to offer the latter the advance payment of invoices. In this way, suppliers will obtain advance liquidity at advantageous conditions, while companies will have the possibility to manage their working capital more easily and to communicate their support intervention through an Ethical Claim validated by a third party.

In this way, suppliers will give the company a competitive discount in order to redistribute and optimize liquidity. The Bank's customers, for their part, will be able to obtain an economic benefit, offer concrete support to their supply chain and manage their cash flows more efficiently. In general, it is an effective method to build and consolidate business relationships and, at the same time, increase the level of mutual loyalty.

In partnership with FinDynamic

FinDynamic, Italian fintech dedicated to Supply Chain Finance

With its Dynamic Discounting platform, Banca Progetto provides businesses with yet another brand-new tool to quickly and fully digitally facilitate the supplier supply chain loans process. This valuable collaboration with FinDynamic allows for the addition of one more component to Banca Progetto's digital offering.

Banca Progetto is near you with agents nationwide

The professionalism and experience of the Banca Progetto team is one of the main strengths on which we have built the company we represent today: in this regard, our sales network is composed exclusively of employees registered with the OAM (Organismo degli Agenti e dei Mediatori [agents and brokers body]), who are able to provide the Customer with qualified advice.

Have you seen these other products?

SMEs Instant Cash

Loans of up to €50,000 for existing Banca Progetto customers. In just a few hours you can get support for your liquidity needs.

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INVESTMENTS Project

Medium- to long-term loans for investment in your business. Repayment up to 96 months.