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Banca Progetto offers its customers a fully developed line of factoring services: assignment without recourse, partial, with recourse.

Banca Progetto's proposal for the definitive disinvestment of the credits of Italian SMEs

Building on its expertise in Italian SME loans, Banca Progetto offers another formidable financial instrument: the purchase of loans owed by customers.
With Banca Progetto's non-recourse factoring, the company transfers the outright loan (IAS Compliant), collecting the amount well in advance without worrying about anything.
The transfer of loans by Banca Progetto offers the typical advantages of factoring:


It turns loans into liquid resources immediately, is an alternative source to M/L or short-term lines


Financially, it reduces the money cycle and optimizes cash flow


It allows for an increase in the speed of circulation of invested capital and thus profitability


It improves the business's rating and its ability to obtain finance from the banking system
The risk to the business is zero; recovery management is the responsibility of the bank. The costs of the transaction are basically borne by Banca Progetto (tax due diligence, notarial deed of transfer, surety policy) while the company only has to bear the cost of the special notarial power of attorney aimed at the transfer.

The advantages of transfer to Banca Progetto

Building on its expertise in Italian SME loans, Banca Progetto offers an additional formidable instrument generally offered only to large businesses: the purchase of loans owed by the business to its customers and the Government.


amount of loans transferred


transferor companies


days of activation
Dati referiti al 31/12/2023

Our products

Tax credits

Tax credits

Banca Progetto's proposal for the definitive disinvestment of the VAT credits of Italian SMEs
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Assignment With Recourse

Assignment With Recourse

For SMEs that need to unblock trade receivables due from their customers
Learn more
Assignment Without Recourse

Assignment Without Recourse

For SMEs that need to improve their net financial position by allowing the deconsolidation of credits from the balance sheet in compliance with IAS.
Learn more
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2022 Banca Progetto S.p.A. - Registered Office and General Management in Milan, Via Bocchetto, 6, 20123 Tax Code, VAT No. and Registration Number with the Milan Register of Companies 02261070136 - Member of the Fondo Interbancario di Tutela dei Depositi [Interbank Deposit Protection Fund], the Fondo Nazionale di Garanzia [National Guarantee Fund] and the Arbitro Bancario Finanziario [Banking and Financial Arbitrator] (ABF) - Registered with the Banks Register under No. 5332 - ABI [Italian Banking Association] Code 5015 Share Capital € 10,404,418.17 fully paid up